Checklist · Dubai home finance

A stronger application begins before the application.

Prepare a clean picture of your income, commitments, property and timing before asking a bank or mortgage specialist to assess the case.

Identity and residency

  • Passport and Emirates ID
  • UAE residence visa where applicable
  • Current address and reliable contact information

Income and employment

  • Salary certificate or employment contract
  • Recent bank statements showing income
  • Payslips where requested
  • For business owners: company documents, ownership records and business bank statements

Commitments

  • Existing loans and credit-card limits
  • Monthly instalments and other recurring obligations
  • Any major transactions that may require an explanation

The property and your contribution

  • Purchase price and property status
  • Available down payment and transaction costs
  • Relevant booking, offer or sale documents
  • Your target completion date
RememberPreparation improves the conversation; it does not guarantee approval. Eligibility, affordability, valuation, pricing and approval are determined by the licensed finance provider.